LARA FURNITURE has partnered with several financial & leasing services companies to offer our customers a lot of great financing options.

Apply Now, choose any of the financing options to start by clicking the links, if denied, you can try the next one, it usually takes less than 5 minutes.

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Option 1 – Progressive Leasing (Online Application)

As easy as 1-2-3. No credit needed.*

A three-digit number doesn’t tell your story. That’s why every Progressive Leasing approval is NO CREDIT NEEDED.

*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved

Convenient, automatic payment options: Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.

 To apply you will need:

• Social security number or ITIN
• Bank account details: Checking account & routing number
• Credit or debit card
• Government issued photo ID
• To be 18 years or older

Simple, automatic payments. Schedule your payment around your paydays

Costs:

90-Day (3 Months) Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options costs the same as the cash price.

Customers are automatically enrolled in the standard Lease agreement that auto-renews for up to 12 months. All the standard lease-to-own agreement offers 12 months to ownership and could cost more than double the cash price

Option 3 - Snap Finance (Online Application)

Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner! Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help.

Approvals up to $5,000

Snap Leasing Requirements:

• 3 Months of history with current employer or current source of income.
• Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
• No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
• Must be 18 years or older to apply and must have a valid SSN or ITIN.

$39 processing fee at time of purchase (Credit or Debit Card).

Snap Finance will setup an auto draft for 12 months. However, if you want to pay it off in 100 days same as cash.

Once you complete the Snap Finance Online Application, you will get an answer instantly.

                     Snap Finance FAQs

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Option 5 - Kafene (Online Application)

Apply in Minutes

Choose a store and share some basic information about yourself to get started. No credit history is required, and applying will not impact your score.

Get Approved in Seconds!

Our powerful technology will match you to a lease up to $5,000 instantly. Plus, you’ll get customized lease pricing options unique to your needs.

Lease What You Love

Work with the store to pick out your product(s) and start enjoying them as soon as today! Kafene’s flexible terms make it easy to find the option that’s right for you.

- 90 days No Interest payment options

- $29 Processing Fee at time of purchase

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Option 6 –  American First Finance (Online Application)

Get it now. Pay over time. No credit needed.*

• Approvals from $300 - $5,000*

• Fast & Easy Application

• Quick Instant Lending Decision†

- 101 days No Interest payment options

- $29 Processing Fee at time of purchase

*Approval is possible without a credit score, no credit needed. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. Products may vary by location.

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Option 7 - SYNCHRONY HOME CREDIT CARD (ONLINE APPLICATION)

Enjoy promotional financing with a Synchrony HOME Credit Card!*

• Synchrony HOME offers purchasing power with one card
• Accepted at thousands of retailers from furniture, decor, appliances and more

6, 12, 24 Months Promotional financing available* ….on purchases of $299 or more with your Synchrony HOME Credit Card.
*Subject to credit approval. Minimum Monthly Payments required.

Apply today!

Deferred Interest Promotions

 “No Interest if Paid in Full”

• Minimum monthly payments are required, which may or may not pay off the promotional purchase by the end of the promotional period. This means in order to pay the promotion in full before the end of the promotional period, the cardholder may need to pay more than the minimum monthly payments.
• If monthly payments are made by their due dates and the purchase is paid in full within the promotional period, interest is not assessed on the promotional purchase.

Reduced Interest Promotion

“Fixed Pay”

• A reduced interest rate is charged on the promotional purchase, regardless of the length of promotion
• Monthly payments on promotional purchase are the same every month